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Consumers lose billions of dollars each year to telemarketing and mail fraud. That's why federal, state, and private agencies have joined together to create kNOw Fraud, an effort to help you avoid being victimized by telemarketing and mail fraud operators.

Unlike most other crimes, telemarketing and mail fraud require one essential element: victim participation. We are all potential targets, because fraud isn't limited by race, ethnic background, gender, age, education, or income. Unscrupulous promoters go after anyone with a phone or mailbox. The best way to protect yourself is to know the differences between legitimate offers and fraudulent ones.

For more info about this initiative, visit the kNOw Fraud Web site.

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